A&E Insurance

Your Trusted Licensed Insurance Broker

At A&E Insurance, we deliver personalized insurance solutions that meet the unique needs of each client—because you deserve more than just coverage, you deserve peace of mind. Led by Steve Germain, a licensed insurance broker and author with over a decade of experience, our team has guided more than 3,000 individuals and families through the complexities of Medicare, health, and life insurance.

We understand that navigating insurance options can feel overwhelming, which is why we're committed to providing clarity, confidence, and comprehensive protection through all of life's ups and downs.

Medicare & Retirement Planning Made Easy-Peace of Mind Guarenteed

Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

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Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

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Retirement Planning

Retirement planning involves setting financial goals, saving consistently, and investing wisely to ensure you have sufficient income to maintain your lifestyle and cover expenses during your retirement years.

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Life Insurance

Life insurance provides financial protection for your loved ones by paying a lump sum or regular payments in the event of your passing, helping cover expenses like debts, education, or daily living costs.

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Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

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Critical Illness

Critical illness insurance offers a lump sum payment if you're diagnosed with a covered serious illness, helping to manage medical bills, lost income, or lifestyle adjustments during a challenging time.

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Personalized Insurance Solutions for Your Health & Future

At A&E Insurance Agency, we're a proud family-owned business dedicated to helping you protect what matters most---your health, your familiy, and your future. With over a decade of experience and a commitment to personalized service, we provide tailored insurance plans to meet the unique needs of families nationwide.

Our mission is simple: to empower you with the confidence to navigate life's uncertainties. By combining expert guidance with solutions you can trust, we ensure your equipped to safe guard your health, secure your future and enjoy lasting peace of mind.

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